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2. How does debt consolidation work? Answers from someone who’s ...

   www.aol.com/finance/debt-consolidation-loans...

   Debt consolidation vs. personal loan Debt consolidation is a form of debt refinancing in which the borrower takes out a loan, credit card or line of credit and uses it to pay off other debts.

3. What is a debt consolidation loan — and can it help you lower ...

   www.aol.com/finance/what-is-a-debt-consolidation...

   A debt consolidation loan is best for when you have unsecured debt that you can’t pay off within a year — such as credit cards and high-interest personal loans. Loan amounts can range from ...

4. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   With a consolidation loan the amount of debt owed would still be on your credit report, but because personal loans are installment loans, they don’t impact your score as severely as credit cards ...

5. Debt consolidation with a personal loan

   www.aol.com/finance/debt-consolidation-personal...

   A debt consolidation loan is a type of personal loan. Some lenders offer them as different products, but they follow the same principles. Both are fixed-rate installment loans that have a set ...

6. Debt Counselors: Which of These 3 Ways To Consolidate Debts ...

   www.aol.com/finance/debt-counselors-3-ways...

   A consolidation loan is a single loan used to pay off multiple debt balances, according to Martin Lynch, president of the Financial Counseling Association of America (FCAA). To qualify for one of ...

7. Choosing a debt consolidation lender: How to find the best

   www.aol.com/finance/choosing-debt-consolidation...

   A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data , the average personal loan currently has an interest rate of around 12 percent.