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  2. What happens to your investment accounts after you die? - AOL

    www.aol.com/finance/what-happens-to-investment...

    However, if joint owners die at the same time, the account must go through probate like an individual account — which can take anywhere from 3 to 24 months. Dig deeper: Joint bank accounts: The ...

  3. What happens to your bank account after you die? - AOL

    www.aol.com/finance/what-happens-to-bank-account...

    The FDIC insures the full joint amount of $500,000 for a six-month grace period after the death of a joint owner. After the grace period, the amount insured drops down to the sole owner.

  4. When you do need to pay off a loved one's debt - AOL

    www.aol.com/finance/pay-off-spouses-debts-die...

    This means that a surviving spouse must pay the debts of the deceased spouse using jointly-held property, such as a home. States include Alaska (if a special agreement is signed), Arizona ...

  5. Joint account - Wikipedia

    en.wikipedia.org/wiki/Joint_account

    If the joint account is a survivorship account, the ownership of the account goes to the surviving joint account holder. Joint survivorship accounts are often created in order to avoid probate. If two individuals open a joint account and one of them dies, the other person is entitled to the remaining balance and liable for the debt of that account.

  6. Share transmission - Wikipedia

    en.wikipedia.org/wiki/Share_transmission

    Transmission of shares occurs when the shares of a deceased share holder are inherited or bequeathed to an heir or personal representative of the deceased shareholder. Where shares are held by two or more persons jointly then upon death of one or more of them, the surviving person shall be entitled to all the shares and they may be transferred ...

  7. Estate tax in the United States - Wikipedia

    en.wikipedia.org/wiki/Estate_tax_in_the_United...

    There are two beneficiaries who will each receive equal shares of the estate. The maximum allowable credit is $2 million for that year, so the taxable value is therefore $1.5 million. Since it is 2006, the tax rate on that $1.5 million is 46%, so the total taxes paid would be $690,000.

  8. How to protect your deceased loved one’s credit after death

    www.aol.com/finance/protect-deceased-loved-one...

    Equifax will add a death notice to your departed’s credit report upon receiving the documents. 3. Confirm the freeze and ensure the account is flagged as deceased

  9. Elective share - Wikipedia

    en.wikipedia.org/wiki/Elective_share

    An elective share is a term used in American law relating to inheritance, which describes a proportion of an estate which the surviving spouse of the deceased may claim in place of what they were left in the decedent's will. It may also be called a widow's share, statutory share, election against the will, or forced share.