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Students living with their parents often only take the student grant, while other students tend to take both the student grant and the student loan. The loans and grants are normally approved for a maximum of twelve semesters, or 240 weeks. [2] In 2024, weekly student aid for a full-time student was as follows: [3]
For low-income families, BAföG loans take over when these obligations cannot reasonably be met by parents. For every own child below the age of 10, living in the student's household, an additional 130.00 € can be requested. This can be reduced gradually if student or parent income or student assets exceed certain amounts. Thus, the amount ...
Student loans and grants in France are primarily provided by the government through the Centre régional des œuvres universitaires et scolaires (CROUS), and Établissement public à caractère administratif. The CROUS is responsible for Student Finance France. Most undergraduate university students resident in France are eligible for student ...
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The average loan after graduation (higher education) in Norway was ca. NOK 280,000 in 2016. [2] In the academic year 2015 - 2016, NOK 3.7 billion in grants and NOK 22.7 billion in loans were allocated to students and pupils. Approximately NOK 6 billion of the loan funds are expected to be converted to grants. [2]
Dormitories are usually run by foundations and student unions, and cannot accommodate all students. The state secures student loans (from private banks) for up to €400 per month. Student meals are supported by €1.94 per meal and available for example on (privately operated) student cafeterias on campus, thus the effective price is about €2-3.
Private student loans typically have variable interest rates while government student loans have fixed rates. Private loans often carry an origination fee. Origination fees are a one-time charge based on the amount of the loan. They can be taken out of the total loan amount or added on top of the total loan amount, often at the borrower's ...
However, international students face challenges due to not always qualifying for domestic student scholarships or government loans. Employment services and support Visa conditions often limit international students' ability to find off-campus work. [25] They also often find themselves competing with domestic students for similar jobs.
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