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2. Guide to homeowners insurance - AOL

   www.aol.com/finance/guide-homeowners-insurance...

   Water backup coverage: This endorsement provides coverage if your home’s sewer or water lines backup into the drain, toilets or showers from issues like clogged pipes or broken drains. These ...

3. Types of homeowners insurance - AOL

   www.aol.com/finance/types-homeowners-insurance...

   If they incur damage from anything else, you will be unable to file a claim with your home insurance company and would need to pay for the repairs out of pocket. It is worth noting that an HO-1 ...

4. What Is a homeowners insurance peril and how does it work? - AOL

   www.aol.com/finance/homeowners-insurance-peril...

   If and when a peril occurs and causes damage to your property, you may file a claim with your home insurance provider to help cover the repairs. A standard homeowners insurance policy lists the ...

5. How to choose the best home insurance company - AOL

   www.aol.com/finance/choose-best-home-insurance...

   It might also be a good idea to look at endorsements that could come in handy based on your home’s features, like yard and garden coverage or water backup and sump pump coverage. 3. Check ...

6. Water damage - Wikipedia

   en.wikipedia.org/wiki/Water_damage

   An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.

7. When to file a home insurance claim and how to do it - AOL

   www.aol.com/finance/file-home-insurance-claim...

   If you find yourself wondering if you should file a home insurance claim, weighing the pros and cons can help you determine whether submitting a claim is the right choice or if paying out of ...

8. How to read a homeowners insurance policy

   www.aol.com/finance/read-homeowners-insurance...

   The most basic home insurance policy is an HO-1, which provides coverage on the structure of your home. An HO-2 is a step above the HO-1, as it covers your home and personal belongings for named ...

9. HO-4 insurance: what it covers and who might need it - AOL

   www.aol.com/finance/ho-4-insurance-covers-might...

   That means if your personal property is damaged due to one of these events, your insurance company should reimburse you up to your coverage limits. Generally, damage caused by the following perils ...