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  2. Letter of credit - Wikipedia

    en.wikipedia.org/wiki/Letter_of_credit

    Standby letter of credit (SBLC): Operates like a commercial letter of credit, except that typically it is retained as a standby instead of being the intended payment mechanism. In other words, this is an LC which is intended to provide a source of payment in the event of non-performance of contract.

  3. Cipher - Wikipedia

    en.wikipedia.org/wiki/Cipher

    The ciphertext message contains all the information of the plaintext message, but is not in a format readable by a human or computer without the proper mechanism to decrypt it. The operation of a cipher usually depends on a piece of auxiliary information, called a key (or, in traditional NSA parlance, a cryptovariable). The encrypting procedure ...

  4. Credit reference - Wikipedia

    en.wikipedia.org/wiki/Credit_reference

    The credit limit and payment history in the credit references give other potential creditors an idea on whether an individual will make payments on time or default. Credit references also determine if an individual's credit score. [2] A good credit score is typically a score of 700 and above but, creditors do have their own underwriting guidelines.

  5. How length of credit history affects your credit score - AOL

    www.aol.com/finance/length-credit-history...

    Key takeaways. Length of credit history makes up 15-20 percent of your credit score. It takes time and responsible use of credit accounts to build a long credit history.

  6. Ciphertext - Wikipedia

    en.wikipedia.org/wiki/Ciphertext

    Polygraphic substitution cipher: the unit of substitution is a sequence of two or more letters rather than just one (e.g., Playfair cipher) Transposition cipher: the ciphertext is a permutation of the plaintext (e.g., rail fence cipher) Historical ciphers are not generally used as a standalone encryption technique because they are quite easy to ...

  7. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    Credit scores usually range from 300 to 850 showing the customer's creditworthiness. A customer with a high credit score shows that they are creditworthy and banks will have no problem giving them a loan. If a customer has a low credit score then banks would be hesitant to give out a loan and if they do it might be with a higher interest rate.

  8. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    A credit dispute letter may work to eliminate or correct negative marks on your credit. However, that may not be the only step you need to take to improve your credit. Consider the following options:

  9. Substitution cipher - Wikipedia

    en.wikipedia.org/wiki/Substitution_cipher

    At the end of every season 1 episode of the cartoon series Gravity Falls, during the credit roll, there is one of three simple substitution ciphers: A -3 Caesar cipher (hinted by "3 letters back" at the end of the opening sequence), an Atbash cipher, or a letter-to-number simple substitution cipher. The season 1 finale encodes a message with ...