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Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws.
Liability insurance. Required by law to pay for injuries or damage you cause to others in an accident. Comprehensive coverage. Protects your car from theft, vandalism, weather damage and other non ...
Most insurance professionals recommend higher policy limits than the minimums required by law for greater financial protection, and you may need full coverage depending on your situation.
In California, minimum coverage car insurance requirements are 30/60/15 effective Jan. 1, 2025. Utah minimum coverage limits will increase to 30/60/25. Virginia limits will be 50/100/25.
Insurance regulatory law is the body of statutory law, administrative regulations and jurisprudence that governs and regulates the insurance industry and those engaged in the business of insurance. Insurance regulatory law is primarily enforced through regulations, rules and directives by state insurance departments as authorized and directed ...
The McCarran–Ferguson Act, 15 U.S.C. §§ 1011-1015, is a United States federal law that exempts the business of insurance from most federal regulation, including federal antitrust laws to a limited extent.
Massachusetts car insurance laws. ... If you own a personal vehicle in Massachusetts, you must obtain the minimum insurance requirements before driving your car. The penalties for driving without ...
Like most states, Minnesota auto insurance laws require drivers to meet minimum coverage requirements before you hit the road. Thankfully, the Minnesota car insurance requirements are relatively ...