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  2. 8 ways to spot personal loan scams and protect your finances

    www.aol.com/finance/8-ways-spot-personal-loan...

    Fraudulent lenders and other criminals have adapted to the digital world, costing loan scam victims billions of dollars. The Federal Trade Commission (FTC) estimates losses to consumer fraud in ...

  3. 5 Common Cash App Scams and How to Avoid Them - AOL

    www.aol.com/5-common-cash-app-scams-172621074.html

    Fraudsters and thieves are using Cash App to steal people's money, raising questions about how secure this contactless payment app really is. The post 5 Common Cash App Scams and How to Avoid Them ...

  4. OneMain Financial ordered to pay $20 million for deceptive ...

    www.aol.com/finance/onemain-financial-ordered...

    If you believe you’ve been a victim of misleading or deceptive practices by OneMain or any other lender or financial institution, you can file a formal complaint by calling 855-411-2372.

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Further, mortgage, auto, and student loan inquiries do not count at all in a FICO score if they are less than 30 days old. While all credit inquiries are recorded and displayed on personal credit reports for two years, they have no effect after the first year because FICO's scoring system ignores them after 12 months.

  6. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  7. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    Once a loan is repaid, under the new law, the borrower must wait 10 days before obtaining another payday loan. The law allows the term of a loan to run from 14 to 35 days, with the fees capped at $15.50 for each $100 borrowed [27] 58-15-33 NMSA 1978. There is also a 50-cent administrative fee to cover costs of lenders verifying whether a ...

  8. Identify legitimate AOL websites, requests, and communications

    help.aol.com/articles/identify-legitimate-aol...

    • Don't use internet search engines to find AOL contact info, as they may lead you to malicious websites and support scams. Always go directly to AOL Help Central for legitimate AOL customer support. • Never click suspicious-looking links. Hover over hyperlinks with your cursor to preview the destination URL.

  9. Random Person Sent Me Money on Cash App: What Should I Do? - AOL

    www.aol.com/random-person-sent-money-cash...

    Cash App “Prize” Scam. Another type of random deposit scam on Cash App involves someone sending you a small amount of money, then contacting you to tell you the deposit is because you won a prize.

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