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They used principles including Carbon-14 and low-coercivity magnetism in order to make fraud more difficult. The idea of a PIN stored on the card was developed by a group of engineers working at Smiths Group on the Chubb MD2 in 1965 and which has been credited to James Goodfellow [ 36 ] (patent GB1197183 filed on 2 May 1966 with Anthony Davies).
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