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2. Debt-service coverage ratio: What is it and how do you ... - AOL

   www.aol.com/finance/debt-coverage-ratio...

   What is a good debt-service coverage ratio? Most lenders want to see a debt-service coverage ratio of at least 1.25. But, lender requirements will vary depending on the type of business loan and ...

3. Debt service coverage ratio - Wikipedia

   en.wikipedia.org/wiki/Debt_service_coverage_ratio

   The debt service coverage ratio (DSCR), also known as "debt coverage ratio" (DCR), is a financial metric used to assess an entity's ability to generate enough cash to cover its debt service obligations, such as interest, principal, and lease payments. The DSCR is calculated by dividing the operating income by the total amount of debt service due.

4. How to get a business loan in 6 steps - AOL

   www.aol.com/finance/business-loan-6-steps...

   Step 3. Divide the annual net operating income by the annual loan cost. $500,000 / $225,000 = 2.2222222. Here, your DSCR is 2.2, a number that shows a strong ability to repay the loan you’re ...

5. Bank statement loan: What is it and who should get one? - AOL

   www.aol.com/finance/bank-statement-loan-one...

   You can get approved for a conventional loan with a down payment as low as 3 percent, and a minimum credit score of 620. ... DSCR loans: If you’re a real estate investor, you might qualify for a ...

6. Debt - Wikipedia

   en.wikipedia.org/wiki/Debt

   The debt service coverage ratio is the ratio of income available to the amount of debt service due (including both interest and principal amortization, if any). The higher the debt service coverage ratio, the more income is available to pay debt service, and the easier and lower-cost it will be for a borrower to obtain financing.

7. Debt service ratio - Wikipedia

   en.wikipedia.org/wiki/Debt_service_ratio

   In economics and government finance, a country’s debt service ratio is the ratio of its debt service payments (principal + interest) to its export earnings. [1] A country's international finances are healthier when this ratio is low.

8. DSCR - Wikipedia

   en.wikipedia.org/wiki/DSCR

   DSCR may refer to: Daylesford Spa Country Railway, a heritage railway in Victoria, Australia; Debt service coverage ratio; Defense Supply Center, Richmond

9. 5 steps to apply for a debt consolidation loan

   www.aol.com/finance/5-steps-apply-debt...

   Prequalify with at least three lenders to compare rates and terms you might receive once approved. After shopping around, submit a formal loan application with the lender that best matches your needs.