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2. Early Retirement or Delayed Gratification? A Guide to Social ...

   www.aol.com/finance/early-retirement-delayed...

   Finally, note that the income ceiling for paying taxes toward Social Security also rose. Taxpayers must now pay these “FICA taxes” on earnings up to $168,600, up from a ceiling of $160,200 ...

3. How Delayed Retirement Credits Can Affect Early Retirement - AOL

   www.aol.com/finance/understanding-delayed...

   Delayed retirement credits, which lead to larger Social Security benefits in the future, can be a financial windfall for individuals who earn them. Delayed retirement benefits are a motivation to ...

4. Retirement Planning: This FIRE Advocate Suggests Two ... - AOL

   www.aol.com/retirement-planning-fire-advocate...

   Software developer, Lauren Boland (40), who programmed an early-retirement calculator in 2013 called cFIREsim, ... often around 50% to 75% of your income.

5. Retirement spend-down - Wikipedia

   en.wikipedia.org/wiki/Retirement_spend-down

   The appeal of retirement age flexibility is the focal point of an actuarial approach to retirement spend-down that has spawned in response to the surge of baby boomers approaching retirement. The approach is based on personal asset/liability matching process and present values to determine current year and future year spending budget data points.

6. Retirement planning - Wikipedia

   en.wikipedia.org/wiki/Retirement_planning

   Retirement planning, in a financial context, refers to the allocation of savings or revenue for retirement. The goal of retirement planning is to achieve financial independence. The process of retirement planning aims to: [1] Assess readiness-to-retire given a desired retirement age and lifestyle, i.e., whether one has enough money to retire

7. Employee Retirement Income Security Act of 1974 - Wikipedia

   en.wikipedia.org/wiki/Employee_Retirement_Income...

   The Employee Retirement Income Security Act of 1974 (ERISA) (Pub. L. 93–406, 88 Stat. 829, enacted September 2, 1974, codified in part at 29 U.S.C. ch. 18) is a U.S. federal tax and labor law that establishes minimum standards for pension plans in private industry.