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  2. Does homeowners insurance cover basement flooding? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Homeowners insurance does not cover flooding resulting from hurricanes, heavy rains, snowmelt, runoff or other natural causes. For this coverage, you would need to add a separate flood insurance ...

  3. Does homeowners insurance cover water damage? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Standard homeowners insurance does not cover flood damage. Typically, you will need to purchase additional coverage, and not all insurance companies offer it. If you can not secure coverage ...

  4. What does homeowners insurance cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Most flood insurance in the U.S. is purchased through the National Flood Insurance Program ... Homeowners insurance typically does not cover expenses related to identity theft, but many carriers ...

  5. Many homeowners think they don’t need flood insurance ... - AOL

    www.aol.com/finance/many-homeowners-think-don-t...

    Homeowners insurance typically doesn’t cover flooding caused by weather, and people who don’t live in federally designated flood zones often go without the separate policy that would provide ...

  6. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    On average, U.S. homeowners spend $888 per year on flood insurance, although, like any insurance policy, your actual rates will vary. Flood policies usually require payment in full, so it may be a ...

  7. What is homeowners insurance and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-does...

    Damage caused by flooding is typically excluded and can be obtained by purchasing a flood insurance policy, although a few companies may offer flood coverage as an endorsement (however, it is rare ...

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