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The elements included in the homeowners declarations page are: Policy number: The unique number identifying your policy. This number is used in all transactions, including filing and tracking a claim.
Personal information: Your name, location address and mailing address (if different from the location) will be listed on your dec page, as well as information about your mortgage. You may also see ...
Florida's homeowners insurance crisis has become a nightmare for many homeowners, driving them out of the state. Home insurance premiums continue to increase, with limited competition in the market.
In the spring of 2012, Florida Governor Rick Scott stated in a survey with the Florida Council of 100 that Citizens Insurance had $504.8 billion in risk and just $6.1 billion in cash reserves. PolitiFact Florida, a fact checker of the Tampa Bay Times and Miami Herald, researched Scott's claims. They concluded that while the company did have ...
Prior to the 1950s there were separate policies for the various perils that could affect a home. A homeowner would have had to purchase separate policies covering fire losses, theft, personal property, and the like. During the 1950s policy forms were developed allowing the homeowner to purchase all the insurance they needed on one complete policy.
The majority of homeowners and potential home buyers do not know what home inspection is or that such a service exists. The way that home inspection is different in India [4] than in North America or United Kingdom is the lack of a government authorised licensing authority. Apart from the fact that houses in India are predominantly built with ...
The average owner’s title insurance policy costs $250 for every $100,000 of the home’s purchase price, according to First American. Despite climbing home prices, ...
An abstract of title should be distinguished from an opinion of title. While an abstract states that all of the public record documents concerning the property in question are contained therein, an opinion states the professional judgment of the person giving the opinion as to the vesting of the title and other matters concerning the chain of ...