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2. Flood insurance rate map - Wikipedia

   en.wikipedia.org/wiki/Flood_Insurance_Rate_Map

   The term 100-year flood indicates that the area has a one-percent chance of flooding in any given year, not that a flood will occur every 100 years. [2] Such maps are used in town planning, in the insurance industry, and by individuals who want to avoid moving into a home at risk of flooding or to know how to protect their property. FIRMs are ...

3. 100-year flood - Wikipedia

   en.wikipedia.org/wiki/100-year_flood

   A 100-year flood is a flood event that has on average a 1 in 100 chance (1% probability) of being equaled or exceeded in any given year. [1] A 100-year flood is also referred to as a 1% flood. [2] For coastal or lake flooding, a 100-year flood is generally expressed as a flood elevation or depth, and may include wave effects. For river systems ...

4. National Flood Insurance Act of 1968 - Wikipedia

   en.wikipedia.org/wiki/National_Flood_Insurance...

   The bill would amend the National Flood Insurance Act of 1968 to prohibit the Federal Emergency Management Agency from providing flood insurance to prospective insureds at rates less than those estimated for any property purchased after the expiration of such six-month period (currently, any property purchased after July 6, 2012). [9]

5. Understanding FEMA’s Risk Rating 2.0 system for flood insurance

   www.aol.com/finance/understanding-fema-risk...

   The risk-based cost of insurance for your home may be a more accurate estimate of your flood insurance cost through the NFIP. As a point of comparison, the national risk-based premium is $1,808 ...

6. What's a 100-year flood? A hydrologist explains

   www.aol.com/news/whats-100-flood-hydrologist...

   A '100-year flood' doesn't mean you'll be flood-free for the next 99 years. Win McNamee/Getty ImagesA 100-year flood, like a 100-year storm, is one so severe it has only a 1% chance of hitting in ...

7. Flood insurance isn't perfect. You should probably buy ... - AOL

   www.aol.com/finance/flood-insurance-isnt-perfect...

   Most flood coverage is provided by the US government’s National Flood Insurance Program, after private insurers exited the market en masse nearly 100 years ago following catastrophic flooding of ...

8. Floodplain - Wikipedia

   en.wikipedia.org/wiki/Floodplain

   A floodplain or flood plain or bottomlands [1] is an area of land adjacent to a river. Floodplains stretch from the banks of a river channel to the base of the enclosing valley, and experience flooding during periods of high discharge. [2] The soils usually consist of clays, silts, sands, and gravels deposited during floods. [3]

9. Thousands of US communities forgo federal flood insurance - AOL

   www.aol.com/thousands-us-communities-forgo...

   Nationally, 2,279 communities don't participate in the voluntary program that provides insurance against flood damage, according to the Federal Emergency Management Agency, or FEMA, and most ...