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  2. Mortgage underwriting in the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_underwriting_in...

    Credit is what the underwriter uses to review how well a borrower manages his or her current and prior debts. Usually documented by a credit report from each of the three credit bureaus, Equifax, Transunion and Experian, the credit report provides information such as credit scores, the borrower's current and past information about credit cards, loans, collections, repossession and foreclosures ...

  3. Tenant screening - Wikipedia

    en.wikipedia.org/wiki/Tenant_screening

    The tenant screening process typically begins when the prospective tenant (each adult applicant) completes a rental application and pays an application fee and perhaps a holding deposit. Rental applications are designed to collect personally identifying information (name, social security number, date of birth, etc.), address, employment ...

  4. Universal File Format - Wikipedia

    en.wikipedia.org/wiki/Universal_File_Format

    Universal File Format is a file format originally developed by the Structural Dynamics Research Corporation (SDRC) to standardize data transfer between computer aided design (CAD) and computer aided test (CAT) software packages.

  5. Federal Housing Administration - Wikipedia

    en.wikipedia.org/wiki/Federal_Housing_Administration

    In 1935, Colonial Village in Arlington County, Virginia, was the first large-scale, rental housing project erected in the United States that was Federal Housing Administration-insured. [10] During World War II, the FHA financed a number of worker's housing projects including the Kensington Gardens Apartment Complex in Buffalo, New York. [11]

  6. Term deposit vs. call deposit: What’s the difference? - AOL

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  7. Credit reference - Wikipedia

    en.wikipedia.org/wiki/Credit_reference

    The credit limit and payment history in the credit references give other potential creditors an idea on whether an individual will make payments on time or default. Credit references also determine if an individual's credit score. [2] A good credit score is typically a score of 700 and above but, creditors do have their own underwriting guidelines.

  8. From dreamland to nightmare: UF students in limbo as housing ...

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  9. USDA home loan - Wikipedia

    en.wikipedia.org/wiki/USDA_home_loan

    For home loans that may have an income of up to 115% of the median income for the area. Families must be without adequate housing, but be able to afford the mortgage payments, including taxes and insurance. In addition, applicants must have reasonable credit histories. Additionally, the property must be located within the USDA RD Home Loan ...