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  2. These states are increasing minimum coverage requirements in 2025

    www.aol.com/finance/states-increasing-minimum...

    In California, minimum coverage car insurance requirements are 30/60/15 effective Jan. 1, 2025. Utah minimum coverage limits will increase to 30/60/25. Virginia limits will be 50/100/25.

  3. Is it possible to (legally) avoid tax when buying a car if ...

    www.aol.com/finance/possible-legally-avoid-tax...

    So if you're buying a car worth $30,000 and your trade-in is worth $20,000, you'd be charged taxes only on the $10,000 difference between your new vehicle and your old one.

  4. Car Buying Hack: Starting in 2024, You Can Use the EV Tax ...

    www.aol.com/car-buying-hack-starting-2024...

    Up until five days ago, car buyers had to wait until they filed their federal income taxes to receive the benefits of the federal electric vehicle (EV) tax credit.However, changes to EV tax breaks ...

  5. California Low Cost Auto Insurance Program - Wikipedia

    en.wikipedia.org/wiki/California_Low_Cost_Auto...

    When you apply for the program, you have to meet certain income requirements. As an example, a single person cannot have income that exceeds an amount over 250% of the poverty level. Most states in the contiguous U.S. have a program like LCA. The rates, or premiums, vary by county in the State of California. The down payment is 15% of the ...

  6. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Due to the sharp decline in value immediately following purchase, there is generally a period in which the amount owed on the car loan exceeds the value of the vehicle, which is called "upside-down" or negative equity. Thus, if the vehicle is damaged beyond economical repair at this point, the owner will still owe potentially thousands of ...

  7. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Usually, car leases allow the lessee to drive the car for a certain number of miles for a certain number of years. The lessee pays a fixed monthly payment for the privilege of driving the vehicle, and when the lease ends, the lessee returns the vehicle to the lessor. The lessee pays only for the value of the vehicle for the term of the lease.

  8. Federal Court Slaps Down Protections Against Car-Buying Scams

    www.aol.com/federal-court-slaps-down-protections...

    A ruling from the 5th Circuit Court of Appeals on Monday has struck down Biden-era consumer protections related to car buying, after a brief legal challenge to the rules from the National ...

  9. Down payment - Wikipedia

    en.wikipedia.org/wiki/Down_payment

    With rising home prices in the years from 2000 to 2007, lenders were willing to accept smaller or no down payment (either through 100% financing, seller-assisted down payment assistance, government down payment providers or by providing a combination of an 80% first and 20% second mortgages) so that more individuals could purchase homes as ...

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