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In the used car market in the United States and Canada, buy here, pay here, often abbreviated as BHPH, refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. [1] Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. [1]
A used car, a pre-owned vehicle, or a secondhand car, is a vehicle that has previously had one or more retail owners. Used cars are sold through a variety of outlets, including franchise and independent car dealers , rental car companies, buy here pay here dealerships, leasing offices, auctions, and private party sales.
In the business, such dealers are called "Buy Here Pay Here" dealerships. These stores can make loans directly to customers because they have some means of recovering the vehicle if the customer defaults on the loan. The means by which "Buy Here Pay Here" dealers can recover a vehicle vary by state. Most dealers utilize indirect lenders.
Beaumont Centre is a neighborhood and major retail and office park in southwestern Lexington, Kentucky, United States.Its boundaries are New Circle Road to the north, the older Harrods Hill neighborhood to the south, Man o' War Boulevard to the west, and Harrodsburg Road to the east. [1]
Captives have a smaller share of the overall car financing market (new and used cars), along with banks, credit unions, and finance companies. A small number of cars are financed directly by the dealership at "Buy Here Pay Here" dealers, which cater to customers with subprime credit. Buy Here Pay Here financing accounts for 6% of the total ...
With the new Ansted engines, Lexington's cars became modern and powerful. In 1916, Lexington was using the Continental engine. [1] Lexington's first plant expansion was in 1915. A factory building was erected just north of the office. Also built at the same time was a 100-foot (30 m) smokestack with the Lexington name in lighter color bricks.
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