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2. What are the monthly payments on a $400,000 mortgage? - AOL

   www.aol.com/finance/400000-mortgage-payment...

   1. Improve your credit score before applying. Your credit history plays a big role in the rate you get. Before applying for a mortgage, work to pay your bills on time. On-time payments alone ...

3. What happens when you pay off your mortgage? - AOL

   www.aol.com/finance/happens-pay-off-mortgage...

   [For example, you can] pay off other higher cost debt such as credit cards or personal loans, increase your retirement savings by putting more into your workplace 401(k) or contributing to an IRA ...

4. Paying off debt early: Advantages and disadvantages - AOL

   www.aol.com/finance/paying-off-debt-early...

   4. Improve your credit score. Paying off debt decreases your credit utilization ratio, which is the amount of debt you owe relative to your overall available credit. Most lenders and issuers use ...

5. Should I pay off my mortgage or invest? - AOL

   www.aol.com/finance/pay-off-mortgage-invest...

   The decision to pay off your mortgage or invest boils down to your finances and risk tolerance. A mortgage is considered “good” debt, with relatively low risk and a lower interest rate.

6. Here's How Much Debt You Can Have and Still Get a Mortgage - AOL

   www.aol.com/heres-much-debt-still-mortgage...

   For example, if your pre-tax monthly income is $8,000 and your mortgage payment is $2,000, you have a front-end ratio of 25% (meaning that your mortgage consumes 25% of your income).

7. How to improve your credit score for a mortgage - AOL

   www.aol.com/finance/improve-credit-score...

   Mortgage credit score requirements. ... using Bankrate’s mortgage calculator, let’s say you buy a $300,000 house with a 6.875 percent fixed rate and put 3 percent down. Your monthly payment ...