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2. Line of credit - Wikipedia

   en.wikipedia.org/wiki/Line_of_credit

   A line of credit is a credit facility extended by a bank or other financial institution to a government, business or individual customer that enables the customer to draw on the facility when the customer needs funds. A financial institution makes available an amount of credit to a business or consumer during a specified period of time.

3. Secured vs. unsecured business line of credit - AOL

   www.aol.com/finance/secured-vs-unsecured...

   The required credit score of a secured business line of credit varies based on the lender, but businesses may be eligible with a minimum credit score of 500. Show comments Advertisement

4. Loan-to-value ratio - Wikipedia

   en.wikipedia.org/wiki/Loan-to-value_ratio

   The CLTV for a property valued at $100,000 with a $50,000 first mortgage and a home equity lines of credit balance of $10,000 would be the 60% ($50,000 + $10,000)/ $100,000. The LTV for the stand-alone seconds and Home Equity Line of Credit would be the loan balance as a percentage of the appraised value.

5. 4 ways to get equity out of your home — and what to know ...

   www.aol.com/finance/how-to-get-equity-out-of...

   4 ways to build your home equity faster. If you don’t have enough equity in your home to qualify for a loan or line of credit, building that equity isn’t going to happen overnight.

6. Should you use a home equity loan to pay for medical bills? - AOL

   www.aol.com/finance/home-equity-loan-for-medical...

   If you can’t find a better option, keep in mind you'll need at least 15% to 20% equity in your home, good credit and a stable income to qualify for a home equity loan or HELOC.

7. Capital requirement - Wikipedia

   en.wikipedia.org/wiki/Capital_requirement

   Capital requirements govern the ratio of equity to debt, recorded on the liabilities and equity side of a firm's balance sheet. They should not be confused with reserve requirements, which govern the assets side of a bank's balance sheet—in particular, the proportion of its assets it must hold in cash or highly-liquid assets. Capital is a ...