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2. Loan agreement - Wikipedia

   en.wikipedia.org/wiki/Loan_agreement

   Loan agreements offered by regulated banks are different from those that are offered by finance companies in that banks receive a "banking charter" granted as a privilege and involving the "public trust". Loan agreements are usually in written form, but there is no legal reason why a loan agreement cannot be a purely oral contract (although ...

3. Lending Money to Friends: How to Ensure Good Karma, Not ... - AOL

   www.aol.com/news/2011-04-21-lending-money-to...

   Blank contracts that are valid under individual states' laws are also available online. 3. Don't lend more than you are prepared to lose. Even the most well-intentioned borrowers can default on a ...

4. The $10,000 Tax Rule For Loaning Money to Family and Friends

   www.aol.com/10-000-tax-rule-loaning-175514888.html

   Loaning friends and family money is a hotly-debated topic, but one thing that is always a given -- the threshold after which the IRS gets involved. See: Pros and Cons of Living in a State With No...

5. Security agreement - Wikipedia

   en.wikipedia.org/wiki/Security_agreement

   If the security agreement is for a purchase money security interest in consumer goods, perfection is automatic. Otherwise, the lender must record either the agreement itself, or a UCC-1 financing statement , in an appropriate public venue (usually the state secretary of state or a state business commission under that person's authority).

6. Tanda (informal loan club) - Wikipedia

   en.wikipedia.org/wiki/Tanda_(informal_loan_club)

   To state an example from Franziska Castillo's article Tandas: Informal loan clubs where trust meets need, she mentions her 22 year-old neighbor, Gerardo, who joined a tanda after his aunt vouched for him in the group. “If I have the money on my hands, I will spend it,” Gerardo reasoned for joining the tanda.

7. Coming to a bank near you: Person-to-Person lending - AOL

   www.aol.com/2009/11/04/coming-to-a-bank-near-you...

   Lending money to kids away at college or family members in need just got a little easier. Today Fiserv, a global provider of financial technology services, announced plans for a new Person-to ...