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Zelle works by linking to a U.S. checking or savings account and transferring money to another U.S. bank account. The payer and payee don’t need to have accounts at the same financial ...
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The Zelle service is intended for payments to those whom the payer already knows and trusts and the service disclaims any responsibility for goods and services sold through the system. [24] [25] Zelle uses ACH to settle the payments overnight, similar to direct deposit. [26] Zelle users can send money to other registered Zelle users.
Zelle only requires an email address or a US mobile phone number to set up an account. It doesn't ask for additional identity verification during transfers to other accounts.
However, if the payment status is pending or it has been more than three days since you sent the money, Zelle’s FAQ page recommends confirming that the recipient has fully enrolled their Zelle ...
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