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  2. Credit union - Wikipedia

    en.wikipedia.org/wiki/Credit_union

    The cooperative provided a cheap loan from funds generated by regular savings for members of the cooperative. Members of the cooperative had to commit to a moral life and had to plant two trees in a public place every year. Despite the short duration of its existence, until 1851, it thus formed the basis of the cooperative movement in Slovakia.

  3. National Bank for Agriculture and Rural Development - Wikipedia

    en.wikipedia.org/wiki/National_Bank_for...

    It also refinances fund from World Bank and Asian Development Bank to state co-operative agriculture and rural development banks (SCARDBs), state co-operative banks (SCBs), regional rural banks (RRBs), commercial banks (CBs) and other financial institutions approved by RBI. While the ultimate beneficiaries of investment credit can be ...

  4. Priority sector lending - Wikipedia

    en.wikipedia.org/wiki/Priority_sector_lending

    Priority sector lending is lending to those sectors of the economy which may not otherwise receive timely and adequate credit. This role is assigned by the Reserve Bank of India to the banks for providing a specified portion of the bank lending to few specific sectors like agriculture and allied activities, micro- and small enterprises, education, housing for the poor, and other low-income ...

  5. History of credit unions - Wikipedia

    en.wikipedia.org/wiki/History_of_credit_unions

    The cooperative provided a cheap loan from funds generated by regular savings for members of the cooperative. Members of cooperative had to commit to a moral life and had to plant two trees in a public place every year. Despite the short duration of its existence, until 1851, it thus formed the basis of the cooperative movement in Slovakia.

  6. Cooperative banking - Wikipedia

    en.wikipedia.org/wiki/Cooperative_banking

    The short-term credit structure which takes care of the short term (1 to 5 years) credit needs of the farmers is a three-tier structure in most of the States viz., Primary Agricultural Cooperative Societies (PACCS) at the village level, District Central Cooperative Banks at the District level and State Cooperative Bank at the State level and ...

  7. District Co-operative Central Bank - Wikipedia

    en.wikipedia.org/wiki/District_Co-operative...

    A District Co-operative Central Bank (DCCB) is a rural cooperative bank operating at the district level in various parts of India. [ 1 ] [ 2 ] It was established to provide banking to the rural hinterland for the agricultural sector with the branches primarily established in rural and semi-urban areas.

  8. Unsecured debt - Wikipedia

    en.wikipedia.org/wiki/Unsecured_debt

    An example of these loans are cooperative loans. Interest rates for personal loans in Malaysia are influenced by either one of these factors: loan amount, loan tenure and income of the applicant. In some cases, the bank will take 2 or even 3 of these factors to decide on the appropriate interest rate to be applied to the personal loan.

  9. Solidarity lending - Wikipedia

    en.wikipedia.org/wiki/Solidarity_lending

    Solidarity lending involves collateral-free loans through solidarity groups and village organizations like this one in Bangladesh.. Solidarity lending is a lending practice where small groups borrow collectively and group members encourage one another to repay.

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    related to: loans from cooperatives class 10 notes maths mcq chapter 1