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2. Do I have to pay off credit card debt that’s been ... - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the ...

3. Best debt relief options for credit card debt - AOL

   www.aol.com/finance/best-debt-relief-options...

   The Fair Debt Collection Practices Act offers you protection if you are being harassed by debt collectors. Predatory lenders : Avoid engaging with loan sharks offering high-interest loans that can ...

4. How to pay off a debt in collections

   www.aol.com/finance/pay-off-debt-collections...

   2. Know your debt collection rights. Educate yourself about your rights under the Fair Debt Collection Practices Act (FDCPA). This federal law regulates how creditors and debt collectors can ...

5. Debt collection - Wikipedia

   en.wikipedia.org/wiki/Debt_collection

   A debt collection bureau in Minnesota. Debt collection or cash collection is the process of pursuing payments of money or other agreed-upon value owed to a creditor. The debtors may be individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. [1]

6. What are debt relief companies and how do they work? - AOL

   www.aol.com/finance/debt-relief-companies-look-3...

   Debt relief companies work with creditors to help you pay down your debts. ... These services aren’t free. You’ll be charged a fee — typically between 15 to 25 percent of your total debts ...

7. Debt buyer (United States) - Wikipedia

   en.wikipedia.org/wiki/Debt_buyer_(United_States)

   A debt buyer is a company, sometimes a collection agency, a private debt collection law firm, or a private investor, that purchases delinquent or charged-off debts from a creditor or lender for a percentage of the face value of the debt based on the potential collectibility of the accounts. The debt buyer can then collect on its own, utilize ...

8. Midland Credit Management - Wikipedia

   en.wikipedia.org/wiki/Midland_Credit_Management

   Midland Credit Management, Inc. is an American debt buyer and debt collection company headquartered in San Diego, California, and has offices throughout the United States as well as in India and Costa Rica. [1] It is a wholly owned subsidiary of Encore Capital Group (Nasdaq: ECPG). [2] It is one of the largest debt collectors in the United ...

9. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   A debt settlement may remain on your credit report for up to seven years. Not all types of debt are eligible: Some types of debt, like mortgages are car loans, can’t be settled. In those cases ...