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  2. Retiring on a Tight Budget? Here Are Some Easy Ways to ... - AOL

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    You could refinance to a 30-year mortgage with a 7.5% interest rate and pay $524 monthly, over $200 in monthly savings. Remember, refinancing can drag out your mortgage loan and increase overall ...

  3. Retirement Withdrawal Strategies: Maximize Savings and ...

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    Other Plans and Employer-Sponsored Accounts. Here are a sample of other plans and employer-sponsored accounts that have tax implications: 401(k) and 403(b): The contributions in a 401(k) and 403 ...

  4. How much should you have in your 401(k)? Here's how your ...

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    For example, if you earn $80,000 annually, you should target about $240,000 in savings by age 40 and $480,000 by age 50. How much do most Americans retire with?

  5. 5 Things To Do To Catch Up on Your Retirement Savings Fast - AOL

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    Here are some examples of retirement savings accounts to which you can contribute: ... Cash Value Life Insurance Plan. Guaranteed Income Annuities, or GIA ... Make sure you are matching what your ...

  6. I Retired With Less Than $1 Million in Savings: Here’s My ...

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    For example, if you estimate that you’ll need $40,000 per year in retirement, you would aim to save $1 million ($40,000 x 25). The 25x rule is technically the same as the 4% rule.

  7. How to retire on less than $1 million and never run out of money

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    Retirement savings: Retirement funds come from workplace retirement plans such as 401(k)s or 403(b)s, traditional and Roth IRAs and any other places you may have money saved like a taxable ...

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