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  2. Weighted-average life - Wikipedia

    en.wikipedia.org/wiki/Weighted-Average_Life

    WAL should not be confused with the following distinct concepts: Bond duration Bond duration is the weighted-average time to receive the discounted present values of all the cash flows (including both principal and interest), while WAL is the weighted-average time to receive simply the principal payments (not including interest, and not discounting).

  3. Debt service coverage ratio - Wikipedia

    en.wikipedia.org/wiki/Debt_service_coverage_ratio

    The debt service coverage ratio is also typically used to evaluate the quality of a portfolio of mortgages. For example, on June 19, 2008, a popular US rating agency, Standard & Poors, reported that it lowered its credit rating on several classes of pooled commercial mortgage pass-through certificates originally issued by Bank of America.

  4. Mortgage calculator - Wikipedia

    en.wikipedia.org/wiki/Mortgage_calculator

    Mortgage calculators are used by consumers to determine monthly repayments, and by mortgage providers to determine the financial suitability of a home loan applicant. [2] Mortgage calculators are frequently on for-profit websites, though the Consumer Financial Protection Bureau has launched its own public mortgage calculator.

  5. Hedges Amicus Brief FINAL - HuffPost

    images.huffingtonpost.com/2013-02-01-ThreeAmigos...

    Nos. 12-3176, 12-3644 IN THE UNITED STATES COURT OF APPEALS FOR THE SECOND CIRCUIT CHRISTOPHER HEDGES, et al., Plaintiffs-Appellees, v. BARACK OBAMA, individually and as

  6. The Real Way to Calculate Your Dog’s Age in Human Years - AOL

    www.aol.com/real-way-calculate-dog-age-212700215...

    When it comes to calculating a dog’s age, most go by the well-known formula that "one dog year equals seven human years" – however the truth is, this isn’t accurate. It's not as simple as a ...

  7. Penn State QB Drew Allar announces he will return for senior ...

    www.aol.com/sports/penn-state-qb-drew-allar...

    In three seasons at Penn State, Allar has 5,869 passing yards, 50 touchdowns and owns a 21-5 record as a starter. His 63.6 completion percentage is the highest of any quarterback in the program's ...

  8. Free cash flow - Wikipedia

    en.wikipedia.org/wiki/Free_cash_flow

    If there are mandatory repayments of debt, then some analysts utilize levered free cash flow, which is the same formula above, but less interest and mandatory principal repayments. The unlevered cash flow (UFCF) is usually used as the industry norm, because it allows for easier comparison of different companies’ cash flows.

  9. Understanding eligible expenses for HRAs, QSEHRAs, and ICHRAs

    www.aol.com/understanding-eligible-expenses-hras...

    The reimbursement is tax-free for the employee. Unused HRA balances can roll over month to month or year to year, depending on the terms of the HRA. HRAs: Eligible Medical Expenses