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Whether or not general liability insurance covers construction defects or "faulty workmanship" is a matter of some debate, as some insurers have viewed poor workmanship as a risk that is covered by a surety bond rather than an insurance policy given that a construction professional may have some influence (through attention to detail, skill, and effort) over whether such a defect occurs.
The Journal of Risk and Insurance is a quarterly peer-reviewed academic journal covering insurance economics and risk management. The journal is published by Wiley on behalf of the American Risk and Insurance Association. The current editor-in-chief is Joan T. Schmit (University of Wisconsin-Madison).
All-risk insurance is an insurance that covers a wide range of incidents and perils, except those noted in the policy. All-risk insurance is different from peril-specific insurance that cover losses from only those perils listed in the policy. [51] In car insurance, all-risk policy includes also the damages caused by the own driver.
The FDIC insurance limit of $250,000 includes principal and interest. If you deposit $250,000, and it earns $4,000 in interest, you are insured for only $250,000 if your bank fails.
💡 Expert tip: At the same time of consulting your insurance agent about big life events, consider talking with a financial planner or retirement advisor to review your overall insurance ...
The American Risk and Insurance Association (ARIA) is a professional association whose focus is the study and promotion of knowledge of risk management and insurance. It was formed in 1932 and publishes two journals: Journal of Risk and Insurance and Risk Management and Insurance Review. The association also hosts an annual meeting. [1]
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