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And in the aftermath of Hurricane Helene, many homeowners may be grappling with water damage that quickly causes mold and mildew. Don't miss Car insurance premiums in America are through the roof ...
Mold is detectable by smell and signs of water damage on walls or ceiling and can grow in places invisible to the human eye. It may be found behind wallpaper or paneling, on the inside of dropped ceilings, the back of drywall, or the underside of carpets or carpet padding. Piping in walls may also be a source of mold, since they may leak ...
An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.
Your policy’s exclusions: Not all home insurance policies cover the same types of damage. Your claim could look different depending on the perils included or excluded from your policy.
If and when a peril occurs and causes damage to your property, you may file a claim with your home insurance provider to help cover the repairs. A standard homeowners insurance policy lists the ...
Mildew is a form of fungus. It is distinguished from its closely related counterpart, mold , largely by its colour: molds appear in shades of black, blue, red, and green, whereas mildew is white. It appears as a thin, superficial growth consisting of minute hyphae ( fungal filaments) produced especially on living plants or organic matter such ...
Mildew and other molds are actually very common in homes, per the CDC.And while prolific mold growth happens when there’s, say, a roof leak, it doesn't take major water damage to cause mold to ...
Some people are more sensitive to mold than others. Exposure to mold can cause several health issues such as; throat irritation, nasal stuffiness, eye irritation, cough, and wheezing, as well as skin irritation in some cases. Exposure to mold may also cause heightened sensitivity depending on the time and nature of exposure.