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2. Revolving credit - Wikipedia

   en.wikipedia.org/wiki/Revolving_credit

   A revolving loan is a particularly flexible financing tool as it may be drawn by a borrower by way of straightforward loans, but it is also possible to incorporate different types of financial accommodation within it – for example, it is possible to incorporate a letter of credit, a swingline (that is, a short-term borrowing that is funded on ...

3. How to build credit without a credit card - AOL

   www.aol.com/finance/build-credit-without-credit...

   The types of credit you use: Revolving credit includes accounts like credit cards and personal lines of credit, and installment credit includes accounts like car loans and personal loans. Having a ...

4. Personal loan vs. personal line of credit: What’s the ... - AOL

   www.aol.com/finance/personal-loan-vs-personal...

   Personal lines of credit are an unsecured revolving credit line, similar to a credit card. ... Unlike a personal loan, lines of credit rarely stretch to more than $20,000, and lenders will set ...

5. How to improve your credit score with a personal loan - AOL

   www.aol.com/finance/improve-credit-score...

   If used to consolidate revolving debt, such as credit cards and lines of credit, personal loans can reduce your credit utilization ratio. This factor accounts for 30 percent of your FICO score and ...

6. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   With a consolidation loan the amount of debt owed would still be on your credit report, but because personal loans are installment loans, they don’t impact your score as severely as credit cards ...

7. Consumer debt - Wikipedia

   en.wikipedia.org/wiki/Consumer_debt

   The most common forms of consumer debt are credit card debt, payday loans, student loans and other consumer finance, which are often at higher interest rates than long-term secured loans, such as mortgages. Long-term consumer debt is often considered fiscally suboptimal.