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  2. Subprime crisis background information - Wikipedia

    en.wikipedia.org/wiki/Subprime_crisis_background...

    By the beginning of the 21st century, these innovations had created an "originate to distribute" model for mortgages, which means that mortgage became almost as much securities as they were loans. Because subprime loans have such high repayment risk, the origination of large volumes of subprime loans by thrift institutions or commercial banks ...

  3. Foreclosure - Wikipedia

    en.wikipedia.org/wiki/Foreclosure

    The foreclosure process as applied to residential mortgage loans is a bank or other secured creditor selling or repossessing a parcel of real property after the owner has failed to comply with an agreement between the lender and borrower called a "mortgage" or "deed of trust".

  4. Subprime mortgage crisis - Wikipedia

    en.wikipedia.org/wiki/Subprime_mortgage_crisis

    Key components of the market – for example, the multitrillion-dollar repo lending market, off-balance-sheet entities, and the use of over-the-counter derivatives – were hidden from view, without the protections we had constructed to prevent financial meltdowns. We had a 21st-century financial system with 19th-century safeguards. [135]

  5. Documents needed for mortgage preapproval - AOL

    www.aol.com/finance/documents-needed-mortgage...

    Being prepared with the documents needed for mortgage preapproval will help make the process go more smoothly and quickly. Documents for mortgage preapproval Pay stubs from at least the past 30 days

  6. Regulatory responses to the subprime crisis - Wikipedia

    en.wikipedia.org/wiki/Regulatory_responses_to...

    Non-depository banks (e.g., investment banks and mortgage companies) are not subject to the same capital reserve requirements as depository banks. Many of the investment banks had limited capital reserves to address declines in mortgage-backed securities or support their side of credit default derivative insurance contracts.

  7. Repossession - Wikipedia

    en.wikipedia.org/wiki/Repossession

    Sanchez, 836 S.W.2d 151, where a repossession agent towed away a car even after the loanee locked herself in it, the court decided that this was an unlawful breach of the peace and declared the repossession invalid. The debtor was also awarded $1,200,000 in damages from the bank involved.

  8. College Football Playoff first round showed system is broken ...

    www.aol.com/college-football-playoff-already...

    It's already broken and bombing. That doesn't mean the College Football Playoff can't be fixed with the right plan. It's actually pretty simple.

  9. Rare gold coin worth thousands dropped into Salvation Army ...

    www.aol.com/news/rare-gold-coin-worth-thousands...

    The coin is dated 1987 with an engraved inscription. "Assuming the person bought the coin in 1987, they would have paid an average price that year of $520.