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  2. 6 types of emergency loans and their uses - AOL

    www.aol.com/finance/8-types-emergency-loans...

    These loans are short-term options that have repayment periods of 15 to 30 days. Most are single-payment loans, which means you pay the entire back, plus fees, on the due date. Some title lenders ...

  3. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    For example, the average personal loan rate, as of February 2023, comes out to 12.10 percent, while the average payday loan reaches three-digit interest rates. Plus, you’ll be hit with even more ...

  4. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Individuals seeking an inexpensive, short-term loan. Personal line of credit A personal line of credit gives you access to a pool of funds that you can borrow from when you need to — similar to ...

  5. Payday loan - Wikipedia

    en.wikipedia.org/wiki/Payday_loan

    This is an accepted version of this page This is the latest accepted revision, reviewed on 15 December 2024. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

  6. Payday loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Payday_loans_in_the_United...

    Once a loan is repaid, under the new law, the borrower must wait 10 days before obtaining another payday loan. The law allows the term of a loan to run from 14 to 35 days, with the fees capped at $15.50 for each $100 borrowed [27] 58-15-33 NMSA 1978. There is also a 50-cent administrative fee to cover costs of lenders verifying whether a ...

  7. What are instant loans? Everything you need to know - AOL

    www.aol.com/finance/instant-loans-everything...

    You’re required to repay the loanplus high interest fees — by your next pay period. They are a common instant loan option, with 12 million U.S. adults using them yearly. Pawn shop loans.

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