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Calculated Risk (blog) Calculated Risk is a finance and economics blog. It was started in early 2005 by former technology executive Bill McBride (pseudonym Calculated Risk), with frequent posts by Doris Dungey (under the pseudonym Tanta) until her death on November 30, 2008 [1] from ovarian cancer. [2] As an early predictor of the United States ...
Doris Dungey. Doris J. Dungey (November 15, 1961 – November 30, 2008) was an American blogger who wrote extensively about the United States housing bubble for the blog Calculated Risk under the pseudonym Tanta. [1] [2]
Credit risk management is a profession that focuses on reducing and preventing losses by understanding and measuring the probability of those losses. Credit risk management is used by banks, credit lenders, and other financial institutions to mitigate losses primarily associated with nonpayment of loans.
Internal rate of return (IRR) is a method of calculating an investment 's rate of return. The term internal refers to the fact that the calculation excludes external factors, such as the risk-free rate, inflation, the cost of capital, or financial risk. The method may be applied either ex-post or ex-ante. Applied ex-ante, the IRR is an estimate ...
According to market research firm S&P Global, the average home insurance premium increase in 2023 was 11.3%. Twenty-five states saw an average increase of over 10% in 2023, compared to only six ...
Market risk. Market risk is the risk of losses in positions arising from movements in market variables like prices and volatility. [ 1 ] There is no unique classification as each classification may refer to different aspects of market risk. Nevertheless, the most commonly used types of market risk are:
Financial literacy is an ability to effectively manage the economic well-being of individuals with knowledge and financial skills. [12] The Government Accountability Office definition (2010) is "the ability to make informed judgments and to take effective actions regarding the current and future use and management of money.
Economic capital is a function of market risk, credit risk, and operational risk, and is often calculated by VaR. This use of capital based on risk improves the capital allocation across different functional areas of banks, insurance companies, or any business in which capital is placed at risk for an expected return above the risk-free rate.