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2. How to shop for a mortgage without hurting your credit score

   www.aol.com/finance/shop-mortgage-without...

   To prequalify you for a loan, lenders check your credit report but conduct a “soft” inquiry, or “soft pull,” in which they prescreen your report without it affecting your score.

3. Does mortgage prequalification affect your credit score? - AOL

   www.aol.com/finance/does-mortgage...

   Getting a better understanding of your budget: “A prequalification serves as a useful tool for buyers by estimating their borrowing capacity,” says David A. Krebs, a licensed mortgage broker ...

4. Mortgage prequalification vs. preapproval: How to time these ...

   www.aol.com/finance/mortgage-prequalification-vs...

   Mortgage prequalification is an informal estimate of how much you may be able to borrow. It’s based on information you provide, without any verification from the lender regarding its accuracy ...

5. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

6. Pre-qualification - Wikipedia

   en.wikipedia.org/wiki/Pre-qualification

   In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

7. 13 Tips On How To Get Preapproved for a Mortgage - AOL

   www.aol.com/13-tips-preapproved-mortgage...

   Once we pull a credit report, it is typically good for 120 days, so about four full months. Ideally, we want to be within that timeline when we start the process,” he said. Know Your Credit Score

8. How to get preapproved for a mortgage - AOL

   www.aol.com/finance/preapproved-mortgage...

   The lower your credit utilization ratio is, the better your chances of getting preapproved for a mortgage. The hard pull will reduce your credit score by a few points, but that minor impact ...

9. How to get a mortgage - AOL

   www.aol.com/finance/mortgage-180956822.html

   Fixed-rate mortgage: A fixed-rate mortgage has the same interest rate throughout the length of the loan, so every payment will be the same. This predictability makes fixed-rate mortgages the most ...