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  2. Loan agreement - Wikipedia

    en.wikipedia.org/wiki/Loan_agreement

    Loan agreements are documented via their commitment letters, agreements that reflect the understandings reached between the involved parties, a promissory note, and a collateral agreement (such as a mortgage or a personal guarantee). Loan agreements offered by regulated banks are different from those that are offered by finance companies in ...

  3. Mohatra contract - Wikipedia

    en.wikipedia.org/wiki/Mohatra_contract

    A mohatra contract is way of loaning money with interest without breaking the letter of the usury laws. The lender sells the borrower a trivial object to be paid for on the loan due date. The borrower then sells the same object back immediately for cash at the price minus the interest.

  4. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    In finance, a loan is the tender of money by one party to another with an agreement to pay it back. The recipient, or borrower, incurs a debt and is usually required to pay interest for the use of the money.

  5. Lending Money to Friends: How to Ensure Good Karma, Not ... - AOL

    www.aol.com/news/2011-04-21-lending-money-to...

    Blank contracts that are valid under individual states' laws are also available online. 3. Don't lend more than you are prepared to lose. Even the most well-intentioned borrowers can default on a ...

  6. Credit agreements in South Africa - Wikipedia

    en.wikipedia.org/wiki/Credit_agreements_in_South...

    Credit provider - A credit provider is the party who supplies goods or services (in terms of an instalment sale agreement, for example), or who pays money (in terms, for example, of a secured or unsecured money loan, overdraft facility, pawn transaction or mortgage loan). The credit provider is often also referred to as “the creditor,” in ...

  7. The Pitfalls of Lending Money to Friends and Family - AOL

    www.aol.com/15-mistakes-avoid-loaning-money...

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  8. The $10,000 Tax Rule For Loaning Money to Family and Friends

    www.aol.com/finance/10-000-tax-rule-loaning...

    Loaning friends and family money is a hotly-debated topic, but one thing that is always a given -- the threshold after which the IRS gets involved. See: Pros and Cons of Living in a State With No...

  9. Escrow - Wikipedia

    en.wikipedia.org/wiki/Escrow

    Others offer it as an option for customers. Some types of loans, most notably Federal Housing Administration (FHA) loans, require the lender to maintain an escrow account for the life of the loan. Even with a fixed interest rate, monthly mortgage payments may change over the life of the loan due to changes in property taxes and insurance ...

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