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  2. Can You Buy a Car Without Credit History or a Cosigner - AOL

    www.aol.com/buy-car-without-credit-history...

    Trying to get a car with bad credit? If you have a low FICO score, it won't necessarily dash your hopes. It just means you'll probably be charged a higher interest rate on your car loan. See: 10 ...

  3. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    When you apply for a credit card, shop for a loan or prepare to take on a new financial responsibility (like renting an apartment), the lenders and companies involved want to know whether you’re ...

  4. Prequalified vs. preapproved: What’s the difference? - AOL

    www.aol.com/finance/prequalified-vs-preapproved...

    To get a prequalification, you’ll need to undergo a soft credit check — which won’t affect your credit score — and submit basic information about your financial situation.

  5. Pre-qualification - Wikipedia

    en.wikipedia.org/wiki/Pre-qualification

    In a mortgage context, pre-qualification denotes a process that has not yet been underwritten by the lending institution. Typically, subprime lenders will allow 50% DTI. . Common monthly debts used for calculating DTI are mortgage (or new mortgage payment), auto payment(s), minimum credit card payment(s), student loans, and any other common monthly or revolving debt that is on the applicant's ...

  6. How to See If You're Prequalified for a Credit Card - AOL

    www.aol.com/finance/see-youre-prequalified...

    You might discover your credit score doesn’t fall in the range most credit card issuers want to see (cards for excellent credit, they want to see 720 or above; some issuers make offers to ...

  7. How to lease a car with no credit history

    www.aol.com/finance/lease-car-no-credit-history...

    Main Menu. News. News

  8. How to qualify for competitive rates on low-interest personal ...

    www.aol.com/finance/qualify-competitive-rates...

    How personal loan interest rates work. Lenders evaluate several factors to determine if you qualify for a low-interest personal loan, including your credit score, employment status and debt-to ...

  9. Experts: How To Buy a Car in 2024 - AOL

    www.aol.com/finance/experts-buy-car-2024...

    Want to buy a car this year? You're in good company. Findings from a November 2023 GOBankingRates survey polling 1,039 American adults revealed that 38% of respondents plan to buy a car in 2024....

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