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  2. What to do if a car insurance company denies your claim - AOL

    www.aol.com/finance/car-insurance-company-denies...

    After you file a claim with your auto insurance company, an insurance adjuster will be responsible for documenting the details of the accident. After analyzing the facts provided, the adjuster ...

  3. Demand letter - Wikipedia

    en.wikipedia.org/wiki/Demand_letter

    In personal injury claims, the settlement negotiation process begins by the victim submitting a demand letter to the insurance companies. The purpose of the demand letter is to present facts about the accident in order to persuade the insurance companies to provide adequate compensation. A typical demand letter is structured in the following ...

  4. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    An auto insurance claim is essentially your way of notifying your insurance provider that you’ll need to use your policy to cover expenses after your car is damaged in a covered incident. The ...

  5. Knock-for-knock agreement - Wikipedia

    en.wikipedia.org/wiki/Knock-for-knock_agreement

    The rationale is economic and administrative efficiency: While an insurer may be able to pursue a recovery from the party responsible for an accident or from its policy-holder, this is a costly administrative procedure. The knock-for-knock agreement simplifies recovery claims among insurers and, over time, attributes costs fairly among insurers.

  6. What is accident forgiveness? - AOL

    www.aol.com/finance/accident-forgiveness...

    The small accident forgiveness is if your claim is less than $500 and large accident forgiveness if your claim exceeds $500. The accident forgiveness coverage amount for either program depends on ...

  7. Settlement (litigation) - Wikipedia

    en.wikipedia.org/wiki/Settlement_(litigation)

    The contract is based upon the bargain that a party forgoes its ability to sue (if it has not sued already), or to continue with the claim (if the plaintiff has sued), in return for the certainty written into the settlement. The courts will enforce the settlement. If it is breached, the party in default could be sued for breach of that contract.

  8. State Farm Mutual Automobile Insurance Co. v. Campbell

    en.wikipedia.org/wiki/State_Farm_Mutual...

    State Farm Mutual Automobile Insurance Co. v. Campbell, 538 U.S. 408 (2003), was a case in which the United States Supreme Court held that the due process clause usually limits punitive damage awards to less than ten times the size of the compensatory damages awarded and that punitive damage awards of four times the compensatory damage award is "close to the line of constitutional impropriety".

  9. Pierringer release - Wikipedia

    en.wikipedia.org/wiki/Pierringer_release

    A Pierringer release or Pierringer Agreement is a type of settlement agreement. In law, a settlement is a resolution between disputing parties about a legal case that is reached either before or after court action begins. The origin of the case is the Wisconsin tort law case of Pierringer v. Hoger. [1]

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