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In other words, it is not an insurance company. There is no contract between the CMPA and member physicians ensuring that the CMPA pays damages to victims of medical malpractice. When a doctor is brought before the Canadian justice system, the doctor's legal defence is funded by the CMPA, which uses its discretion on the cases it takes.
The extra cost of malpractice lawsuits is a proportion of health spending in both the U.S. (1.7% in 2002) [112] and Canada (0.27% in 2001 or $237 million). In Canada the total cost of settlements, legal fees, and insurance comes to $4 per person each year, [113] but in the United States it is over $16.
An analysis of a random sample of 1452 closed malpractice claims from five U.S. liability insurers showed that the average time between injury and resolution was 5 years. [10] Indemnity costs were $376 million, and defense administration cost $73 million, resulting in total costs of $449 million.
] Nortel pensioners face benefit cuts of as much as 43 per cent, depending on their province of residence and where they worked for Nortel, which filed for protection from creditors in January 2009. In Ontario: unionized members will get 75 per cent of their non-indexed pensions; non-managerial staff will get 70 per cent. Outside Ontario:
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Watford, Ontario Maple Mutual Insurance Company 1910 Dresden, Ontario Manulife: 1887 Toronto, Ontario Munich Re Canada: North Blenheim Mutual Insurance Company 1861 Bright, Ontario Peel Mutual Insurance Company 1876 Brampton, Ontario The Personal Insurance Company: 1974 Lévis, Quebec Subsidiary of Desjardins: Pilot Insurance Company 1927
The negligent act is called legal malpractice and the insuring contract is called lawyers professional liability insurance. or LPL [3] Malpractice coverage is very important to attorneys because a bad case can produce a lot of bad publicity that can significantly harm a law firm's reputation. Nearly all LPL policies are claims made.
Victor Canada (formerly ENCON Group Inc.) is a Canadian managing general agent headquartered in Ottawa, Ontario, Canada with additional offices in Mississauga and Edmonton. The company focuses on offering professional liability and construction insurance , as well as group and retiree benefits programs for individuals, professionals ...
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