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  2. Private student loan (United States) - Wikipedia

    en.wikipedia.org/wiki/Private_student_loan...

    A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans (which are never ...

  3. What is a private student loan? - AOL

    www.aol.com/finance/private-student-loan...

    Private student loans are often considered as a way to fill in the gaps when federal loan options are maxed out or when additional funding is needed that federal loans don’t cover. These loans ...

  4. Types of private student loans - AOL

    www.aol.com/finance/types-private-student-loans...

    7. Refinanced student loans. Several private financial institutions offer refinance student loans, which are private student loans that are used to consolidate your existing student loans ...

  5. Pros and cons of private student loans - AOL

    www.aol.com/finance/pros-cons-private-student...

    Private student loans can often fill the gap left by federal student loans, which tend to be subject to caps. With private student loans, you can often borrow the full cost of the education.

  6. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    In 2021, student loan servicers began dropping out of the federal student loan business, including FedLoan Servicing on July 8, Granite State Management and Resources on July 20, and Navient on September 28. [41] According to Sallie Mae, as of 2021, 1 in 8 families are using private student loans when federal financing does not cover all ...

  7. Student financial aid in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_financial_aid_in...

    Consolidation loans combine two or more student and/or parent loans into one loan. They are an option for those who find themselves struggling with multiple student loan payments. Consolidation loans are available for most federal loan types, and some private lenders offer private consolidation loans for private education loans. [10]

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