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2. Variable universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Variable_universal_life...

   Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.

3. Term vs. Whole Life Insurance: What’s the Difference?

   www.aol.com/finance/term-vs-whole-life-insurance...

   Benefits. Term Life Insurance. Whole Life Insurance. Duration. Varies; can last for a period of years or to a specific age. Life. Cost. Variable, but usually lower than whole life policies

4. Whole life insurance - Wikipedia

   en.wikipedia.org/wiki/Whole_life_insurance

   However, universal life policies run a much greater risk, and are actually designed to lapse. Variable universal life insurance may outperform whole life because the owner can direct investments in sub-accounts that may do better. If an owner desires a conservative position for his cash values, par whole life is indicated.

5. How Variable Universal Life (VUL) Insurance Works - AOL

   www.aol.com/finance/variable-universal-life-vul...

   Variable universal life insurance is a type of permanent life insurance policy, like whole life insurance. The growth in a VUL’s cash value is tax-deferred, like growth in a health savings ...

6. Universal life insurance - AOL

   www.aol.com/finance/universal-life-insurance...

   While both whole and universal life insurance are permanent life insurance policies, there are some key differences. Whole life insurance offers a fixed premium and a fixed death benefit for the ...

7. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   Universal life insurance policies have cash values. Paid-in premiums increase their cash values; administrative and other costs reduce their cash values. Universal life insurance addresses the perceived disadvantages of whole life—namely that premiums and death benefits are fixed. With universal life, both the premiums and death benefit are ...