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  2. ‘It’s beyond scary’: California single mom was shocked to ...

    www.aol.com/finance/beyond-scary-california...

    Teresa says between 2009 and January 2024, she never received a statement or communication about this debt. While federal law requires lenders to send statements for home loans, however, some don’t.

  3. Cancellation-of-debt income - Wikipedia

    en.wikipedia.org/wiki/Cancellation-of-debt_income

    Therefore, a cancellation of a $20,000 debt will not need to be reported as gross income. However, if a debt of $60,000 was cancelled, the taxpayer will have $10,000 in gross income because their total liabilities no longer exceed their total assets (cancelling $60,000 in debt means the taxpayer now has only $40,000 in liabilities).

  4. How to get out of debt without paying - AOL

    www.aol.com/finance/debt-without-paying...

    Debt settlement options exist, ... Perkins Loan Cancellation: Teachers, firefighters, law enforcement officers and others are eligible for Perkins Loan cancellation or discharge. Cancellation can ...

  5. Debt relief - Wikipedia

    en.wikipedia.org/wiki/Debt_relief

    Debt relief or debt cancellation is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals, corporations, or nations.. From antiquity through the 19th century, it refers to domestic debts, in particular agricultural debts and freeing of debt slaves.

  6. California Uninsured Patient Hospital Pricing Litigation

    en.wikipedia.org/wiki/California_Uninsured...

    CEP provides emergency room care at over 55 hospitals throughout California. The settlement preliminarily approved in August 2008 provided complete debt elimination—100% cancellation of the bill—to uninsured patients treated by CEP during the 4-year class period. These benefits were valued at $27 million.

  7. What is the statute of limitations on debt? - AOL

    www.aol.com/finance/statute-limitations-debt...

    The statute of limitations means creditors and debt collectors cannot sue you for old debt after a certain amount of time, but it’s still in your best interest to pay all legitimate debts you owe.

  8. History of debt relief - Wikipedia

    en.wikipedia.org/wiki/History_of_debt_relief

    Debt relief, or debt forgiveness, has been practiced in many societies since antiquity. Periodic debt remission was institutionalised in the Ancient Near East and contributed to the stability of its societies. In ancient Greece and Rome the laws were more creditor-friendly and debt cancellation was one of the major demands of the poor, only ...

  9. Personal loans: Are they taxable income? - AOL

    www.aol.com/finance/personal-loans-taxable...

    When filing taxes, you must report forgiven debt as cancellation of debt (COD). Personal loans can cover nearly any expense and are generally not considered taxable income unless the loan is forgiven.