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  2. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    FAQ about mortgages for seniors. What counts as income for a mortgage loan as a senior? Lenders consider employment wages, Social Security payments, freelance income, part-time income, tips ...

  3. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620

  4. Can I qualify for a mortgage if I'm about to retire? - AOL

    www.aol.com/finance/qualifying-for-mortgage-in...

    The rule suggests that your mortgage costs shouldn’t be more than 28% of your gross monthly income or more than 36% of your combined debt, including your new monthly mortgage costs.

  5. Reverse mortgage requirements - AOL

    www.aol.com/finance/reverse-mortgage...

    Reverse mortgages come with age, residency, equity and debt guidelines the borrower must meet to get approved. If you don’t qualify for a reverse mortgage, a home equity loan, cash-out refinance ...

  6. Reverse mortgage: What it is and how it works - AOL

    www.aol.com/finance/reverse-mortgage-works...

    These home equity loans can be a source of cash for seniors, ... 800-290-4726 more ways to reach us. Sign in. Mail. ... Some proprietary reverse mortgage options allow you to take out a loan at ...

  7. When should you refinance your mortgage? - AOL

    www.aol.com/finance/refinance-mortgage-152541677...

    Refinancing a mortgage involves swapping out your current home loan for a new one, often with a different rate and term. The process is similar to when you initially purchased your home. Our ...

  8. Types of mortgage refinance: How to choose - AOL

    www.aol.com/finance/types-mortgage-refinance...

    There are many mortgage refinance options, and more than one might suit your needs. Here’s how to choose the best one. ... 800-290-4726 more ways to reach us. Sign in. Mail. 24/7 Help. For ...

  9. Should I refinance my mortgage in 2024? - AOL

    www.aol.com/finance/refinance-mortgage-2024...

    Note that closing costs can vary considerably according to your location, your loan amount and the lender you choose. Lower interest rates may translate to higher fees and vice versa.