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2. File:Sample-letters-for-creditors-and-mortgage-companies.pdf

   en.wikipedia.org/wiki/File:Sample-letters-for...

   Note: This only applies to original works of the Federal Government and not to the work of any individual U.S. state, territory, commonwealth, county, municipality, or any other subdivision. This template also does not apply to postage stamp designs published by the United States Postal Service since 1978 .

3. Davis–Stirling Common Interest Development Act - Wikipedia

   en.wikipedia.org/wiki/Davis–Stirling_Common...

   Under Davis–Stirling, a developer of a common interest development is able to create a homeowner association (HOA) to govern the development. As part of creating the HOA, the developer records a document known as the Declaration of Covenants, Conditions, and Restrictions against the units or parcels within the HOA with the county recorder.

4. Homeowner association - Wikipedia

   en.wikipedia.org/wiki/Homeowner_association

   A homeowner association (or homeowners' association [HOA], sometimes referred to as a property owners' association [POA], common interest development [CID], or homeowner community) is a private, legally-incorporated organization that governs a housing community, collects dues, and sets rules for its residents.

5. 'This problem is not going away': An entire Florida ... - AOL

   www.aol.com/finance/problem-not-going-away...

   The homeowners received notice of the assessment in early June, which detailed how the HOA’s reserves had never been fully funded in its 20-year history, presenting the community with a ...

6. Top 5 Most Expensive States for Car Insurance Rates - AOL

   www.aol.com/top-5-most-expensive-states...

   Michigan, New Jersey, and New York have the highest car insurance rates in the U.S. Read on to learn more, and get tips to lower your rates.

7. Neighborhood association - Wikipedia

   en.wikipedia.org/wiki/Neighborhood_association

   Some neighborhood associations in the United States are incorporated, may be recognized by the Internal Revenue Service as 501(c)(4) nonprofit organization, and may enjoy freedom from taxation from their home state. [1] The term neighborhood association is sometimes incorrectly used instead of homeowners association. But neighborhood ...

8. Swiss flag concerns over Trump's US tariff hike proposals - AOL

   www.aol.com/news/swiss-raise-concerns-trumps...

   Switzerland said on Tuesday it was concerned by U.S. President-elect Donald Trump's proposals to raise tariffs and is considering how to respond if his new administration does so. Trump aims to ...

9. Heads of terms - Wikipedia

   en.wikipedia.org/wiki/Heads_of_terms

   A set of heads of agreement, heads of terms, or letter of intent is a non-binding document outlining the main issues relevant to a tentative sale, partnership, or other agreement. [ 1 ] A heads of agreement document will only be enforceable when it is adopted into a parent contract and is subsequently agreed upon, unless otherwise stated.