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  2. Insurance policy - Wikipedia

    en.wikipedia.org/wiki/Insurance_policy

    In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.

  3. Qualified prospect - Wikipedia

    en.wikipedia.org/wiki/Qualified_prospect

    These objections are a chance to explain the value of the product or service to try to qualify the prospect and close the sale. [2] Sales prospecting is the process to reach out to a potential customer. It is the first part of a sales process. After this step, the lead qualification, follow-up and sales activity start.

  4. IFRS 4 - Wikipedia

    en.wikipedia.org/wiki/IFRS_4

    Generally, IFRS 4 permitted companies to continue previous accounting practices for insurance contracts, but did enhance the disclosure requirements. [3] IFRS 4 defines an insurance contract as a "contract under which one party (the insurer) accepts significant insurance risk from another party (the policyholder) by agreeing to compensate the policyholder if a specified uncertain future event ...

  5. Lead generation - Wikipedia

    en.wikipedia.org/wiki/Lead_generation

    In marketing, lead generation (/ ˈ l iː d /) is the process of creating consumer interest or inquiry into the products or services of a business. A lead is the contact information and, in some cases, demographic information of a customer who is interested in a specific product or service.

  6. Qualifications-Based Selection - Wikipedia

    en.wikipedia.org/wiki/Qualifications-Based_Selection

    Commonly, the initial evaluation of qualifications submittals will lead to a shortlist of three to five firms that the selection committee judges to be well qualified to perform the work. Through an additional "Request for Proposals" (RFP), these shortlisted firms may be invited to submit more detailed ideas about the specific project at hand ...

  7. Longevity insurance - Wikipedia

    en.wikipedia.org/wiki/Longevity_insurance

    Longevity insurance, [1] describes the process of mitigating longevity risk.In the United States, such risk mitigation is often achieved using a longevity annuity [2] or Tontine [dubious – discuss], qualifying longevity annuity contract (QLAC), [3] deferred income annuity, [4] an annuity contract designed to provide a regular income for life starting at a pre-established future age, e.g. 85 ...

  8. Personal selling - Wikipedia

    en.wikipedia.org/wiki/Personal_selling

    This part of the process is known as qualifying leads, or leads who are likely to buy. Qualified leads are those who have a need for the product, a capacity to pay and a willingness to pay for the product, and are willing to be contacted by the salesperson. [20] Pre-approach–Refers to the process of preparing for the presentation. This ...

  9. Nonadmitted and Reinsurance Reform Act of 2010 - Wikipedia

    en.wikipedia.org/wiki/Nonadmitted_and...

    An "exempt commercial purchaser" is defined as any person purchasing commercial insurance that, at the time of placement, meets the following requirements: (A) the person employs or retains a qualified risk manager to negotiate insurance coverage; (B) the person has paid aggregate nationwide commercial property and casualty insurance premiums ...