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  2. ‘Take the bus’: Vehicle financing is ‘a scam,’ according to ...

    www.aol.com/finance/bus-vehicle-financing-scam...

    It’s possible they’re right: If she was offered a no-money-down loan of $11,000 for four years and eight months at a 29% Annual Percentage Rate (APR), she could expect to pay at least $8,000 ...

  3. December Autos Alert: 8 Cars With the Best Financing ... - AOL

    www.aol.com/finance/december-autos-alert-8-cars...

    Mazda CX-5. Car shoppers should explore the purchase offer available on the 2024 Mazda CX-5. According to the Mazda website, this offer is 0% APR for up to 60 months and no payments for 90 days.

  4. 6 common car loan mistakes that cost you money - AOL

    www.aol.com/finance/6-common-car-loan-mistakes...

    What is a bad APR for a car loan? New auto loans had an average rate of 7.03 percent in the third quarter of 2023, according to data from Experian. People with excellent credit qualified for rates ...

  5. Down payment - Wikipedia

    en.wikipedia.org/wiki/Down_payment

    With rising home prices in the years from 2000 to 2007, lenders were willing to accept smaller or no down payment (either through 100% financing, seller-assisted down payment assistance, government down payment providers or by providing a combination of an 80% first and 20% second mortgages) so that more individuals could purchase homes as ...

  6. GAP insurance - Wikipedia

    en.wikipedia.org/wiki/GAP_insurance

    GAP insurance covers the amount on a loan that is the difference between the amount owed and the amount covered by another insurance policy. [1] Some GAP policies also cover the deductible. [3] This coverage is marketed for low down payment loans, high interest rate loans and loans with 60 month or longer terms. GAP insurance is typically ...

  7. DriveTime - Wikipedia

    en.wikipedia.org/wiki/DriveTime_Automotive_Group

    Ugly Duckling arranged financing in several ways. The company prepared tax returns and let people use their expected refunds for down payments. The company allowed people to get Visa credit cards by paying a deposit to Visa. Also, those who made payments on time could have their down payment refunded, usually 10 to 15 percent of the purchase price.

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