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  2. Vehicle insurance - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance

    When repairing the vehicle the car body repair shop is obliged to follow the instructions regarding the choice of original equipment manufacturer (OEM), original equipment supplier parts (OES), Matching Quality spare parts (MQ) and generic replacement parts. Both DRPs and non OEM parts help to keep costs down and keep insurance prices competitive.

  3. SUV - Wikipedia

    en.wikipedia.org/wiki/SUV

    The 1977 Lada Niva was the first off-road vehicle to use both a unibody construction and a coil-sprung independent front suspension. The relatively compact Niva is considered a predecessor to the crossover SUV and combines a hatchback-like passenger car body with full-time four-wheel drive, low-range gearing, and lockable center differential.

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