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  2. Term life insurance - Wikipedia

    en.wikipedia.org/wiki/Term_life_insurance

    Term life insurance may be chosen in favor of permanent life insurance because term insurance is usually much less expensive [1] (depending on the length of the term), even if the applicant is higher risk, such as being an everyday smoker. For example, an individual might choose to obtain a policy whose term expires near his or her retirement ...

  3. Term life insurance - AOL

    www.aol.com/finance/term-life-insurance...

    Here’s a breakdown of the major types of term life insurance policies: Level term life insurance: Offers fixed premiums and a fixed death benefit for the policy duration, typically ranging from ...

  4. Ladder Life Review: Affordable & Flexible Term Life Insurance

    www.aol.com/finance/ladder-life-review...

    Exactly what kind of life insurance coverage you buy is probably a tougher decision. Maybe you […] This was originally published on The Penny Hoarder, which helps millions of readers worldwide ...

  5. Types of life insurance - AOL

    www.aol.com/finance/types-life-insurance...

    Some kinds of term life insurance also maintain constant premiums throughout the policy’s life. The four primary types of term life insurance are: Level term policies. Yearly renewable term policies

  6. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Term life insurance policies do not accumulate cash value, but are significantly less expensive than permanent life insurance policies with equivalent face amounts. Policyholders can save to provide for increased term premiums or decrease insurance needs (by paying off debts or saving to provide for survivor needs).

  7. Universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Universal_life_insurance

    Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

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