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  2. Can closed accounts be removed from your credit report? - AOL

    www.aol.com/finance/closed-accounts-removed...

    For example, if your Experian credit report shows a late credit card payment, you should contact both Experian and the credit card company that reported the late payment to make sure all records ...

  3. 8 steps to remove old debt from your credit report

    www.aol.com/finance/8-steps-remove-old-debt...

    If a collection agency bought your 10-year-old retail card debt and has started putting it on your credit report with a different date, for example, you may be able to remove that collection item ...

  4. Can you remove hard inquiries from your credit report? - AOL

    www.aol.com/finance/remove-hard-inquiries-credit...

    Removing accurate and timely information from your report is generally not possible. This is true for hard inquiries as well, unless identity theft has occurred.

  5. How removing unpaid medical bills from credit reports could ...

    lite.aol.com/news/health/story/0001/20250107/8a...

    The three national credit reporting agencies — Experian, Equifax and TransUnion — said last year that they were removing medical collections under $500 from U.S. consumer credit reports. The government agency's new rule goes further by banning all outstanding medical bills from appearing on credit reports and prohibiting lenders from using ...

  6. Foreclosure - Wikipedia

    en.wikipedia.org/wiki/Foreclosure

    In the United Kingdom, true foreclosures are quite uncommon, with mortgage possession (or alternatively, repossession) being more common. In the case of mortgage possession or repossession, if the home is sold or auctioned for a price that exceeds the loan balance, those funds are returned to the consumer.

  7. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    Key takeaways. Errors and negative information on your credit reports can lower your credit scores. Cleaning up your credit report may help you raise your score and work toward your financial goals.

  8. Charge-off - Wikipedia

    en.wikipedia.org/wiki/Charge-off

    This may make obtaining any unsecured or even secured credit more difficult. If the charge-off has been paid in full, it will be listed on the credit report as "paid in full". If settled for less than the amount due, it will be listed as "settled". Even such a listing on a credit report can be negative. [4]

  9. Debt collection - Wikipedia

    en.wikipedia.org/wiki/Debt_collection

    A credit record is a record of the credit history of a person or business entity, potentially including payment history, default and bankruptcy. Information about debts, late payments and default may be placed by a borrower's credit record, and usually remain for several years. Reports to credit reporting agencies may not necessarily be ...

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