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The Homeowner Flood Insurance Affordability Act of 2013 is a bill that would reduce some of the reforms made to the federal flood insurance program that were passed two years prior. [1] The bill would reduce federal flood insurance premium rates for some properties that are sold, were uninsured as of July 2012, or where coverage lapsed as a ...
The program enables property owners in participating communities to purchase insurance protection, administered by the government, against losses from flooding, and requires flood insurance for all loans or lines of credit that are secured by existing buildings, manufactured homes, or buildings under construction, that are located in the ...
Lexington Insurance Company announced that they will discontinue home insurance, sending another 8,000 property owners to search for a new insurer. Lexington specialized in homes worth $1+ million and Citizens will only insure property values less than $700,000, so Citizens was not an option. [29]
Damage from floods is not covered under standard homeowners insurance policies, but flood insurance may be available through the National Flood Insurance Program (NFIP) and some private insurers ...
Two Houston homeowners are seeking answers after a municipal water tank burst, flooding their homes. With insurance claims denied and the utility district citing government immunity, they may need ...
According to critics of the program, the government's subsidized insurance plan "encouraged building, and rebuilding, in vulnerable coastal areas and floodplains." [ 7 ] Stephen Ellis, of the group Taxpayers for Common Sense , points to "properties that flooded 17 or 18 times that were still covered under the federal insurance program" without ...
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