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  2. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    What happens after you send a 609 dispute letter. After the credit bureaus receive your letter, they typically contact the creditor about your dispute. ... Alternative steps for credit repair. A ...

  3. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these can be both false and misleading. Follow 5 steps to fix your credit without spending a ...

  4. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    Seek professional assistance: Consider hiring a credit repair company to help you clean up your report. ... Write a goodwill letter: Ask the creditor to remove a negative mark as a one-time courtesy.

  5. Can a goodwill letter get late payments removed from your ...

    www.aol.com/finance/goodwill-letters-payments...

    A goodwill letter is a formal letter sent to a creditor, lender or collection agency to request forgiveness for a late payment or other negative item on your credit report. In the letter, you ...

  6. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Some Debt Settlement companies offer Credit Repair in their programs in order to erase some of the negative remarks on credit reports. Potential for lawsuits — Though few creditors wish to push borrowers toward bankruptcy (and perhaps government protection against all debts), there is always the possibility of a lawsuit whenever debts go unpaid.

  7. How to repair your credit in 5 steps - AOL

    www.aol.com/finance/repair-credit-5-steps...

    The bottom line. Taking charge of your credit is not just about numbers — it’s about taking control of your financial future. Whether you’re aiming to secure a loan, rent an apartment or ...

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