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  2. Loan-to-value ratio - Wikipedia

    en.wikipedia.org/wiki/Loan-to-value_ratio

    The loan-to-value (LTV) ratio is a financial term used by lenders to express the ratio of a loan to the value of an asset purchased.. In real estate, the term is commonly used by banks and building societies to represent the ratio of the first mortgage line as a percentage of the total appraised value of real property.

  3. Customer lifetime value - Wikipedia

    en.wikipedia.org/wiki/Customer_lifetime_value

    Churn rate + retention rate = 100%. Most models can be written using either churn rate or retention rate. If the model uses only one churn rate, the assumption is that the churn rate is constant across the life of the customer relationship. Discount rate, the cost of capital used to discount future revenue from a customer. Discounting is an ...

  4. Type–length–value - Wikipedia

    en.wikipedia.org/wiki/Type–length–value

    Within communication protocols, TLV (type-length-value or tag-length-value) is an encoding scheme used for informational elements.A TLV-encoded data stream contains code related to the record type, the record value's length, and finally the value itself.

  5. Mortgage rate locks: What they are, how they work - AOL

    www.aol.com/finance/what-is-mortgage-rate-lock...

    If borrower rates decrease during your rate lock period, you can "float down" to the lower interest rate. This feature usually comes with a fee that can range from 0.25% to 1% of your mortgage ...

  6. Are cash-out refinance rates higher? How to get the best rate

    www.aol.com/finance/cash-refinance-rates-higher...

    To determine cash-out refinance rates, mortgage lenders take a baseline interest rate and then make adjustments based on your credit score, financial profile and loan-to-value (LTV) ratio.

  7. Tolerable daily intake - Wikipedia

    en.wikipedia.org/wiki/Tolerable_daily_intake

    The threshold limit value (TLV) of a chemical substance is a level to which it is believed a worker can be exposed day after day for a working lifetime without adverse effects. Examples of Tolerable Daily Intake

  8. Wet-bulb globe temperature - Wikipedia

    en.wikipedia.org/wiki/Wet-bulb_globe_temperature

    The American Conference of Governmental Industrial Hygienists publishes threshold limit values (TLVs) that have been adopted by many governments for use in the workplace. . The process for determining the WBGT is also described in ISO 7243, Hot Environments - Estimation of the Heat Stress on Working Man, Based on the WBGT Ind

  9. NYT ‘Connections’ Hints and Answers Today, Monday ... - AOL

    www.aol.com/nyt-connections-hints-answers-today...

    Hints About Today's NYT Connections Categories on Monday, January 13. 1. To impart skills/knowledge to others. 2. This category refers to a supply/collection that's put aside for future use. 3 ...