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  2. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    A personal loan with a single, fixed-rate monthly payment is easier to manage than several credit cards with different interest rates, payment due dates and other variables.

  3. Fixed vs. variable interest rates: How these rate types work ...

    www.aol.com/finance/fixed-vs-variable-interest...

    Say you take out a fixed-rate personal loan to pay down high-interest credit card debt when the Fed rate is at an all-time high. Since credit card rates are generally higher than personal loan ...

  4. What is a personal loan? What you should know before you apply

    www.aol.com/finance/personal-loan-213206505.html

    Fixed interest rates: Personal loan lenders charge fixed interest rates based primarily on your creditworthiness and debt-to-income ratio. Because interest rates are fixed, the APR on a personal ...

  5. Fixed deposit - Wikipedia

    en.wikipedia.org/wiki/Fixed_deposit

    A fixed deposit means that the money cannot be withdrawn before maturity unlike a recurring deposit or a demand deposit. Due to this limitation, some banks offer additional services to FD holders such as loans against FD certificates at competitive interest rates. Banks may offer lesser interest rates under uncertain economic conditions. [1]

  6. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    A personal loan is money that you borrow to cover a one-time expense. The most common reason people use personal loans is to pay down high-interest debt, thanks to their relatively low interest ...

  7. Should I get a personal loan? 9 top reasons to consider - AOL

    www.aol.com/finance/personal-loan-9-top-reasons...

    Two factors help personal loans save you money. Personal loan rates are fixed, making your payment predictable compared to variable credit card rates. You also have a definite payoff date because ...

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