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[37] Currently, pregnancy is considered a "pre-existing condition," making it much harder for uninsured pregnant women to actually be able to afford private health insurance. [38] In 1990, 1995, and 1998, the expansion of MediCal increased the use of prenatal care and reduced ethnic differences in those who utilized health services. [22]
This caused problems for people who acquire a longer-term illness, since the short-term plan is completely terminated at the end of the coverage period. [5] A 2019 federal rule extended the duration of short-term plans to 365 days, lifting a 3-month term limit established at the end of 2016.
Individual (non-group) health insurance plans could exclude maternity coverage for a pre-existing condition of pregnancy. [2] Group health insurance plans sponsored by employers with 15 or more employees were prohibited by the Pregnancy Discrimination Act of 1978 from excluding maternity coverage for a pre-existing condition of pregnancy; this ...
Statistically, lower-income households pay more of their total incomes for health care costs, including insurance premiums, than higher-income households, according to Freedman Healthcare in a ...
Life insurance applications are generally accepted during pregnancy, though some health factors can affect rates. Setting up a trust or guardian arrangement for minor children as beneficiaries can ...
A report published Monday from the Rand Corporation found that in 2022, the prices hospitals charged to private insurance providers were 254% higher than what Medicare would have paid for the same ...
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